TERMS & CONDITIONS
Effective Date: July 2026
Welcome to The Family PACT. By accessing this website or purchasing our products, you agree to the following Terms & Conditions.
Use of Our Products
The Family PACT provides physical and digital organizational tools designed to help individuals and families organize important personal, financial, and estate-related information.
Our products are provided for organizational purposes only and should not be considered legal, financial, tax, insurance, or estate planning advice. We encourage you to consult qualified professionals regarding your individual circumstances.
Orders & Digital Products
All prices are listed in Canadian Dollars (CAD) unless otherwise stated.
Digital products are delivered electronically and are available for download after purchase.
Digital products are licensed for individual, personal use only and may not be copied, shared, reproduced, distributed, or resold without the prior written permission of The Family PACT.
It is your responsibility to retain a copy of your purchased digital product for your personal use.
Refunds
Due to the nature of digital products, all digital product sales are final and non-refundable.
If a physical workbook arrives damaged or defective, please contact us within 14 days of
delivery. We will work with you to resolve the issue promptly.
Intellectual Property
All content on this website, including our logo, branding, templates, workbooks, text, graphics, images, and other materials, is the property of The Family PACT and may not be copied, reproduced, distributed, modified, or used without prior written permission.
Limitation of Liability
While every effort has been made to provide accurate and helpful resources, The Family PACT makes no warranties regarding the completeness, accuracy, or suitability of its products for individual circumstances.
The Family PACT shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or its products.
Governing Law
These Terms & Conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada.
Changes to These Terms
We may update these Terms & Conditions from time to time to reflect changes to our products, services, or legal obligations. Any updates will be posted on this page with a revised effective date.
Contact Us
If you have any questions regarding these Terms & Conditions, we're always happy to help. Please contact us through our Contact page.
